About Us

CoAssets Pte Ltd, wholly owned by CoAssets Limited (referred to as CoAssets) a listed company on the Australian Securities Exchange (ASX: CA8), is Singapore’s and pan Asia-Pacific region’s largest digitally enabled investor platform, offering a wide range of opportunities across different industries.

Clients of CoAssets comprise of entry-level retail investors to high-net-worth individuals and institutions wanting to grow shareholder value through prudent capital enhancement. To date, CoAssets has raised more than S$100 million and funded projects in more than 10 countries globally.

Founded in Singapore since July 2013, CoAssets has more than 574,000 registered clients and users, and a regional presence with outbound offices in Australia, China and Hong Kong. The company is headed by co-founders Getty Goh and Dr Seh Huan Kiat, with the strategic intent of enabling prudent investments through clever financial technology accessible to investors of diverse capital base tranches. Through the use of cutting-edge technology-based solutions, clients are able to harness the best of what regional financial markets have to offer and be part of an innovative consumer journey available only at CoAssets.

CoAssets’ slate of accolades include Gold Winner of 2014 OPP Awards for Best Innovation, Top 100 Winner for the 2014 Red Herring Asia, finalist for MAS Fintech Awards 2016, and a nominee for Singapore HRM Awards 2017 as Best SME Employer of the Year.

Company Structure
Statistics
Year of Disbursement Rate of Return Non-performing Loan Rates
Lowest and highest rates (per annum) Weighted average (per annum) Loans which are past 30 days but less than 90 days Loans which are past 90 days
2017 8% - 10% 8.04% 0% 2.2%
2018 9% - 10% 9.91% 0% 0%
2019 9% - 15% 14.01% 0% 0%

IMPORTANT INFORMATION

The above is based on performance for each of the past 3 calendar years. Past performance is not indicative of future performance.


Type of Rates Computation
Rate of Return Interest payments ÷ Loan Amount
Weighted average rate of return Aggregated interest payments ÷ Aggregated loan amount disbursed
Non-Performing Loan Rates Payments that are at least 30 days past due ÷ Total Outstanding Amount Due
Company History
July – Official Launch of CoAssets Platform
2013
August – CoAssets is awared Red Herring 2014 Top 100 Asia Winner

November – CoAssets is awarded OPP Awards for Excellence (GOLD) 2014 for Best Innovation
2014
July – CoAssets is listed on the National Stock Exchange of Australia (NSW)

November – Branch company in China is established
2015
September – CoAssets is listed on Australian Securities Exchange (ASX)

December – CoAssets signs partnership agreement with Handle Property Group
2016
January – CoAssets has newly incorporated a wholly owned subsidiary, CoAssets Real Estate (Care) Pte Ltd

January – CoAssets made a RMB 1 million (approx. A$194,000) strategic investment in Fujian’s Da Xian Bing Internet Technology Ltd (“Da Xian Bing”) for a 10 per cent equity interest September – CoAssets Pte Ltd obtained the Capital Markets Services (CMS) license, issued by the Monetary Authority of Singapore (MAS)
2017
January – CoAssets signs strategic cooperation agreement with EC Technology & Innovation

April – CoAssets enters into Sale & Purchase Agreement to sell interest in Fintech Pte Ltd

July – Launch of CoAssets Stirling Fort Absolute Return Fund (CASFAR), an investment fund set up by CoAssets (managed by Stirling Fort Capital Pte Ltd)

August – CoAssets hits full profitable year, gaining US$1.32M
2018
The Team
Getty Goh
Executive Director, CEO

Mr Goh is the Chief Executive Officer and co‐founder of CoAssets Pte Ltd. He holds both a Bachelor in Building Science and a Masters of Real Estate from National University of Singapore. Before founding CoAssets Pte Ltd, Mr Goh founded Ascendant Assets Pte Ltd in 2008, a real estate research firm providing research and reports to Singapore realtors and property portals. Mr Goh has published three books on real estate investments and regularly shares his views with both local and international media such as Channel News Asia, and the Wall Street Journal. Mr Goh resides in Singapore.

Dr Seh Huan Kiat
Executive Director, CTO

Dr Seh is a co‐founder of CoAssets Pte Ltd. He holds a Bachelors degree from Imperial College London and a PhD from Massachusetts Institute of Technology. Before working in CoAssets, he worked at Intel for six years, managing suppliers in Japan and Taiwan. During that time he deployed and managed supplier data portals for rapid manufacturing data exchanges and real‐time reporting.  Dr Seh is in charge of product and IT architecture design. Dr Seh resides in Singapore.  

Denka Wee
Executive Chairman

Denka Wee is the CEO of DWG. Since taking over in 2015, Denka has charted a new course for DWG, steering away from the agency business into the international investment industry. He has since expanded DWG’s investment portfolio to over USD 1 Billion over the last 5 years, as well as DWG’s international presence which now includes 10 offices in 6 countries including Singapore, Malaysia, Thailand, China, Japan, and the United Kingdom.

Mark Chew
Executive Director

Mark Chew is the Director and Legal Representative of DWG China. He is in charge of spearheading DWG China's growth alongside DWG China's executive team. Currently overseeing over one thousand distributors / partners that DWG has in china. Prior to this, he was in charge of DWG's training and enhancement program. He is based in Hong Kong with a Bachelor of Science Degree from Flinders University of South Australia.

David Garry
Independent Director

Mr David Garry is an experienced company director and is the principal of David Garry and Associates a well- established Corporate registration and compliance consultancy. David is a Fellow of the Institute of Directors, a fellow of the institute of corporate governance and a fellow of the institute of public accountants and has held significant directorship roles across a number of industries both at public and private levels with an emphasis in the finance sector.

Aaron Garry
Independent Director

Aaron holds a Graduate Diploma of Chartered Accountants and a Graduate Diploma of Applied Finance. and is a highly qualified senior financial and compliance specialist with more than 12 years’ relevant experience and a strong track record working for blue chip companies within the financial services industries across Australia and the U.K. Aaron is currently the Managing Director of ABN Australia, a leading business formation and compliance company operating in Australia.

Career
Our Hiring Philosophy
1. CoAssets may be a young startup, but what it lacks in size, it makes up for with plenty of heart, creativity, and agility.
Date: 2017-05-31

2. The New Game Changers of the Hiring Philosophy
Date: 2016

What our team says
Lim Hui Ming
Assistant Director, Investor Relations

"I have been with CoAssets since the very beginning. I have personally witnessed for myself how we morphed from a two-man start up to what we are today. The growing years were tough but looking back now, I realized the saying is true – tough times don't last, tough people do. It is only through sticky situations that you truly grow as an individual. The industry CoAssets is in is very dynamic. We deal with changes everyday and that has honed my skills in learning how to be adaptable. I have to say, the past few years have been truly amazing and I am very grateful to be a part of the CoAssets family."

Eugene Ong
Senior Sales Manager

"With over 4 years of experience in wealth and relationship management, I decided to get out of my comfort zone in 2016 and come abroad CoAssets. In my time with CoAssets, it has been a very rewarding journey for me. CoAssets has provided me with a learning environment that is challenging and engaging. I was given the chance to gain overseas exposure to benefit me in my personal growth. The best part of my job is to have the opportunity to meet people from different walks of life."


Recruitment

Available positions in CoAssets:

User Engagement Executive

Full Stack Software Developer

How to Apply:

Interested applicants may apply by sending a copy of your updated resume to Carol Chee at [email protected]. We regret to inform that only shortlisted candidates will be notified.

Should you have any enquiries, please email us at [email protected] or call us at +65 6532 7008.

Testimonials
“Love the ease of executing my investments with CoAssets due to their engaging team of facilitators. The option of short-term investments (1 to 3 years) suits me very well too. Thanks, CoAssets for providing the opportunity to retail investors like me to participate in bigger projects.”

Mdm Sun,

“Did my very first investment with CoAssets last year and I am glad they provide this kind of opportunity to retail investors like myself. Look forward to future updates and opportunities with the company.”

Ng A M,

“CoAssets offers significant higher returns compared to other debt related products. The default rate was also pretty low, providing me assurance that credit risk is low for us investors. Song Han also provided timely advice on possible launch date of new projects which allow me to plan my finance in advance, so to better efficiently raise fund for any projects i wanted to participate.”

Michael Ang,

“As a 60 plus year old retiree without a salary coming in consistently, money management is very important to me. With only a pool of cash to work with it is very important to find institutions that will give you better rate of returns to beat inflation as well as beat offers by banks and other financial institutions. It was at this period that I came across CoAssets and they fulfilled both criteria that I had in mind. What was also helpful was that the terms were on annual renewal and I am proud to say that I have invested with CoAssets since 2017. The interest rates they are giving is better than what is offered by other financial institutions and even my equities investment. An important aspect of any investment is to be informed timely of what is happening, and I am very glad to say CoAssets have their team of User Engagement Managers that keeps me up to date on my investments. What I really like about CoAssets which makes them so distinct from other financial institutions is their”

Elijah Tan,

“The relationship managers are very on the ball. They are also very patient to listen what are your needs and provide tailored solutions for your investments. They are always keeping in touch with you via whatsapp and they are very responsive. Keep up the good work!”

Joseph Benjamin Goh,

“[Risk Assessment] How Often Do You Need To Review A Risk Assessment? CoAssets takes the KYC process with absolute precision and importance. Risk assessment is a necessary aspect in every business process, it helps you identify, access and control the risk associated for the customers and partners. CoAssets KYC's risk assessment guidelines are clearly stated on their websites and mobile platforms, ensuring that all investment preferences and objectives are declared prudently before embarking on this journey with them. Having been with them for more than a year, CoAssets have shown due diligence in the renewal of my qualification status, through a comprehensive process with my AWM and further verified via a physical/digital signatory. This gives me a sense of alleviation as i continue my investment journey with them, whilst introducing my families and friends on-board to such a trustworthy and reliable P2P lending platform.”

Bryan Chong,

“[Portfolio Diversification] I like the fact that it helps me to diversify my portfolio because I’m more weighted on stocks. Being able to allocate some funds to invest in different projects is good for me. The returns of around 8-11% per annum is much better than leaving the funds in a bank. [Customer Support] My Alternative Wealth Manager is a great guy to work with. He is very helpful and efficient. There is no hard selling from the company so I don’t feel pressured to make decisions. Overall, if you have excess funds and don’t mind trying out alternative investment, you can give CA a try. I would highly recommend this company.”

Joel Loo,

“These are my comments on CoAssets: (C)are, in their project selection. Companies or projects which are deemed too risky in their due diligence assessment are omitted for the benefit of their investors. (O)pportunities. They offer interest niche projects in the movie industry which are good opportunities to diversify one’s portfolio. (A)rticles. As an value added service to clients, they write insightful, dedicated articles (e.g. insight into the movie industry) which helps investors understand better the projects they are entering into. (S)ervice. I’ve received excellent service support from my alternative wealth manager Laura. Whenever I have questions regarding certain projects she is always able to provide prompt, relevant, detailed & thorough explanations which clarify my doubts. She is devoted to provide quality service to clients, and I am pleasantly surprised by the gift she has delivered to me during the mid autumn festival. :) (S)OAR 2019. This is a valuable seminar offered to their investors with an international reowned speaker in the panel! (E)fficiency. I like the speed in getting projects funded so that investors can look forward to receive their returns sooner! (T)rack record. They have achieved an impressive 0% default rate based on statistics as at Q2 2019. This is lower than competitors’ default rates! (S)urcharge, or rather the absence of. CoAssets do not have any hidden service fees or surcharges. The interest rate stated is exactly what the investor would get, which is what I like about them – transparency.”

Chin Ming,

“Just started investing in CoAssets since November 2019, i chosen CoAssets over other P2P platforms because they are listed on ASX board thus giving me more assurance and transparency of their company unlike other platforms. Their default rate is also the lowest so far. 1) The process of setting up an account is a breeze, after filling up the KYC (Know your client) form you will be able to get started investing soon after that! 2) Unlike other P2P platforms, CoAssets had Alternative wealth manager tagged to individual investors to guide them should they need any assistance in knowing more about investing in their platforms. They are very patient and attentive to our questions and will advise accordingly without being pushy. The feeling is like having an RM ( Relation manager ) with any banks having a priority or wealth account! 3) So far the experience with investing in CoAssets is a positive one and i will definitely invest more in future with them if there is good product coming out! So far as an investor, i think that investing with CoAssets is a good way to divest our investment portfolio for higher returns.”

Vincent Lim,

“Investing with CoAssets was a breeze with assurance and confidence that projects has been put through rigorous risk assessment.”

Daniel,

“[User Friendliness] As a new user, I find that CoAssets is very user friendly in explaining to me the investment options available in crowdfunding. I was initially uneasy about crowdfunding investing but the transparency on the part of CoAssets help to alleviate this fear. As a short-term investment opportunities with competitive returns and diversification, the options offered by CoAssets is very compelling.”

Andrew Lim,